Services

Insurance, Retirement &
Financial Solutions Across California.

SDIA Insurance helps individuals, families, and businesses across California protect their health, income, retirement, and financial future. Pick a service below or call (818) 389-7970 for a free consultation.

01 — Health, Medicare & Group Benefits

Health insurance, Medicare, Medicare Advantage, and prescription drug coverage for individuals, families, and California employers.

Health Insurance

SDIA Insurance helps individuals, families, small groups, large groups, and employers across California find health coverage that actually fits — the right network, the right deductible, the right monthly premium. As an independent agency, we compare every major California carrier side-by-side at no cost to you.

Group Health & Employee Benefits

SDIA Insurance designs employee benefits programs that California employers can actually afford — and employees actually value. Small groups, large groups, ICHRA, level-funded, and fully insured. One agency, every carrier, every plan design.

Medicare Plans

Medicare has more moving parts than most people realize: Part A, Part B, Part D, Supplements, Advantage. SDIA Insurance walks California seniors through every option, compares every carrier, and helps you enroll without paperwork stress — at no cost to you.

02 — Life & Family Protection

Term, IUL, permanent life, and complete family protection planning.

Life Insurance

Life insurance is about your family keeping their lifestyle, your kids finishing college, your business staying afloat. SDIA Insurance offers Indexed Universal Life (IUL), Term Life, Permanent Life, and complete family protection planning across California — comparing 30+ A-rated carriers to find the right policy at the right price.

Indexed Universal Life (IUL)

Indexed Universal Life (IUL) insurance can provide lifetime life insurance protection along with potential cash value growth opportunities — tied to a market index with downside protection. SDIA Insurance designs IUL strategies for California professionals, business owners, and families focused on long-term tax-advantaged accumulation.

03 — Retirement & Financial

401(k) rollovers, IRAs, Roth IRAs, Fixed Index Annuities, and retirement income planning.

Retirement Planning

SDIA Insurance helps California clients transition retirement savings, grow wealth, and create long-term financial security through personalized retirement planning solutions. From 401(k) rollovers and IRAs to Fixed Index Annuities and retirement income planning — we build strategies designed to last as long as you do.

04 — Disability & Income Protection

Individual disability, business overhead, and complete business owner protection.

Disability Insurance

Your ability to earn income is your most valuable asset. SDIA Insurance helps individuals protect their income if they become unable to work due to illness or injury — and helps business owners protect their businesses by covering ongoing business expenses during a disability.

Business Owner Protection

SDIA Insurance helps California business owners protect business income, cover business overhead expenses during disability, provide employee benefits solutions, offer group insurance options, and plan for long-term financial security — all from one experienced agency.

05 — Commercial Insurance

Liability, BOP, workers comp, commercial auto & property, EPLI, bonds, event, and transportation coverage.

Commercial Insurance

SDIA Insurance places complete commercial insurance programs for California businesses of every size and industry — protecting your operations, your property, your team, and your reputation under a single, expertly-designed program.

06 — Personal

Auto and home insurance for California residents.

Auto Insurance

California drivers face high traffic density and mandatory liability minimums that aren't even close to enough. SDIA Insurance shops 20+ carriers across California to find real coverage at a real price — most clients save 15–35% switching.

Home Insurance

Wildfire risk has reshaped California home insurance. Many homeowners can't even get a quote from standard carriers anymore. SDIA Insurance knows which carriers are still writing, who handles brush-zone properties, and how to pair a FAIR Plan with a Difference In Conditions policy when needed — statewide.

One conversation

Not sure which policy you need? That's why we exist.

Tell us what's going on — we'll tell you what's appropriate. No upsells, no fees.

Get a Free Consultation Call (818) 389-7970

Insurance, Retirement & Financial Solutions Across California.